Your First Harvest Credit Card Has Upgraded!
On or after 10/7/2025, you can activate your new card to enjoy improved online tools, stronger fraud protection, and the same great customer service you've come to expect.
Cards built for you
A Flexible Credit Card
The First Harvest Groundwork Card gives you benefits that match how you use your card, like rewards programs and tools to help you manage your budgets. And, First Harvest Groundwork continually reviews your credit line to help you get more value from your card.
Credit Building* Done Right
The First Harvest Groundwork Secured credit card can help (re)establish credit history. How? We report your payment behavior to the three major credit bureaus, so making on-time payments may help to improve your credit score.*
Cards Built With The Features You Expect
Autopay
Like all modern credit cards, you can set up ongoing payments for your utility, cellphone, streaming service and more using your First Harvest Groundwork credit card.
Credit Line Reviews
First Harvest Groundwork reviews your credit line to help you get more value from your card. We factor payment activity, how much you use your card, and other data points to empower you on your credit journey.
Tap To Pay
It’s like credit card magic. Tap to pay, or contactless payment, allows you to make purchases quickly, conveniently and (maybe?) with fewer germs.
Customer Service
Our US-based customer service team is friendly, helpful and accessible.
Visa® Zero Liability
With First Harvest Groundwork Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used.
