Introducing the First Harvest Groundwork Card

Built right - and built for you.

Cards built for you

A Flexible Credit Card

The First Harvest Groundwork Card gives you benefits that match how you use your card, like rewards programs and tools to help you manage your budgets. And, First Harvest Groundwork continually reviews your credit line to help you get more value from your card.

First Harvest Groundwork Visa®

Credit Building* Done Right

The First Harvest Groundwork Secured credit card can help (re)establish credit history. How? We report your payment behavior to all major credit bureaus, a factor in helping you improve your credit score.*

First Harvest Groundwork Visa® Secured
Benefits

Cards Built With The Features You Expect

Autopay

Like all modern credit cards, you can set up ongoing payments for your utility, cellphone, streaming service and more using your First Harvest Groundwork credit card.

Credit Line Reviews

First Harvest Groundwork reviews your credit line to help you get more value from your card. We factor payment activity, how much you use your card, and other data points to empower you on your credit journey.

Tap To Pay

It’s like credit card magic. Tap to pay, or contactless payment, allows you to make purchases quickly, conveniently and (maybe?) with fewer germs.

Customer Service

Our US-based customer service team is friendly, helpful and accessible.

Visa® Zero Liability

With First Harvest Groundwork Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used.