First Harvest Groundwork Visa®

A Flexible Credit Card

The First Harvest Groundwork Card gives you benefits that match how you use your card, like rewards programs and tools to help you manage your budgets. And, First Harvest Groundwork continually reviews your credit line to help you get more value from your card.

Benefits

Cards Built With The Features You Expect

Autopay

Like all modern credit cards, you can set up ongoing payments for your utility, cellphone, streaming service and more using your First Harvest Groundwork credit card.

Credit Line Reviews

First Harvest Groundwork reviews your credit line to help you get more value from your card. We factor payment activity, how much you use your card, and other data points to empower you on your credit journey.

Tap To Pay

It’s like credit card magic. Tap to pay, or contactless payment, allows you to make purchases quickly, conveniently and (maybe?) with fewer germs.

Customer Service

Our US-based customer service team is friendly, helpful and accessible.

Budgeting and Alerts

First Harvest Groundwork provides you tools to notify you when you’ve utilized configurable spend levels on your card. Use it to keep your spending in line with your budget.

Card Details

First Harvest Groundwork Visa®

  • Credit limit
    Up to $25,000
  • Annual Fee †
    from $0 to $50
  • Merchandise APR *†
    13.49% - 28.49%
  • Rewards
    For Eligible Members based on credit worthiness, up to 1 point per dollar spent
  • Card Replacement
    Yes
  • 24-Hour Member Service §
    Yes
  • Travel & Accident Insurance  §
    $100,000

* The variable APR range is accurate as of December 19, 2024 and may vary with the market based on the Prime Rate.

†See Pricing and Terms for fees and additional details.

§See Member Benefits for additional details.

**The image on your First Harvest Groundwork Card may vary.