Cards
First Harvest Groundwork Visa®
A Flexible Credit Card
First Harvest Groundwork Visa® Secured
Credit Building* Done Right
Have questions? Call us at
1 (866) 614-0322
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Cardholder Agreements
  • Autopay Enrollment Request Form
  • Groundwork Card Signature Rewards Plus Disclosure And Agreement
  • Groundwork Card Builder Cardholder Agreement
  • Groundwork Card Signature Rewards Plus Cardholder Agreement
  • Groundwork Card Traditional Rewards Disclosure and Agreement
  • Groundwork Card Secured Cardholder Agreement
  • Groundwork Card Cardholder Agreement
Cardholder Benefits
  • Groundwork Card Signature Guide To Benefits
  • Groundwork Card Guide To Benefits
  • Groundwork Card Secured Guide To Benefits
Privacy Policy
  • Groundwork Card Digital Privacy Policy
  • MRV Privacy Policy
Terms & Conditions
  • Payment Terms and conditions
  • Program Terms of Use
  • E-Sign Disclosure and Consent Agreement
  • Security Commitment
  1. If scheduling recurring Automatic Payments, they will occur on the Statement Due Date each month (the date may vary if it falls on a weekend or a holiday).
  2. Only one payment can be applied to your account within a 24 hour period.
  3. Please ensure that there are sufficient available funds in your account to cover your payment beginning a few days before the Delivery Date and keep such funds available until the payment is deducted from your account. Otherwise, you may be charged an overdraft or returned item fee. Other fees also may apply.
  4. Payments cannot be made for any amount greater than $99,999.99.
  5. Payments cannot exceed your current balance, less any amount currently in dispute.
  6. Although multiple payments can be scheduled, the last payment made will override all other payments made during a 24 hour period. The previous unprocessed payment will be cancelled even though you received a confirmation number.
  7. If you initiate a payment to be made over a weekend or a financial institution holiday, the payment will be applied to your credit card account on the second business day following your request to pay your bill.
  8. Payments initiated before 5:00 PM US Central Time will be applied to your credit card account the same business day. Payments initiated after 5:00 PM US Central Time will be applied to your credit card the following business day.
  9. You may cancel a one-time payment by logging onto your account, accessing Payment Activity, clicking or tapping on the arrow beside the scheduled payment, and then click or tap Cancel Payment.
  10. You may cancel recurring automatic payments by logging onto your account, accessing Make Payment, and click or tap Unenroll.
  11. Cancellation requests must be submitted at least 1 business day before the scheduled payment date.
  12. Payments scheduled for today’s date cannot be cancelled or modified. For inquiries or questions related to cancelling a recently authorized payment please call (866) 614-0322.
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Pay by Mail
Send your payment to:
Groundwork Card / Visa®
PO Box 660493
Dallas, TX 75266-0493
Please include your full 16-digit card number on the check or money order.
* Results vary. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit.

The image on your Groundwork Card may vary.

‍Groundwork Card is not a financial institution. The Groundwork Card is issued by MRV Banks, Member FDIC pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa credit cards are accepted.